💬 GTX 1650 upgrade under 25000, what should I buy?

My GTX 1650 has started to struggle with newer games. I'm playing at 1080p and it stutters more every month. My budget is 25000 rupees, and I'm only swapping the graphics card. The processor and power supply stay. I don't need ultra settings. I just want a steady 60 fps without the stutter every time something explodes. Right now I drop to around 40 in busy scenes, and it makes me annoyed more than I'd admit. I keep going back and forth between new and used. Used cards look much better value on the market right now. What scares me is mining. A seller can say the card was used lightly and I'd have no way to check. If there's a simple test I can do in the shop, tell me. I'll carry a laptop if needed. New costs more, but at least it comes with a bill and a warranty card. Has anyone jumped from a 1650 recently? I'd like to hear what you bought and how big the difference felt. Not benchmark numbers. I mean the games you play and whether they feel smoother when you sit down. Also my power supply is a bit old, so I'm worried a stronger card will make the PC crash. Please tell me the wattage you used, so I can compare it with mine. Model names would help a lot. If I have a name, I can go compare prices at the local shops. A tier like mid range tells me nothing, because every shopkeeper says his card is mid range. I'll probably buy this weekend, so I want 2 or 3 more opinions before I spend the money. Thanks in advance. I'll post what I end up buying and how it runs.

Bought used to save money on my own upgrade, got lucky with a seller who provided screenshots proving light gaming use only, though I know that is not always verifiable the way you are worried about here. Worked out fine for me personally, but I completely understand the hesitation given how much money is involved in a decision like this one.

Made almost the identical jump from a 1650 a few months back myself, real world difference in actual games I regularly play was bigger than the synthetic benchmarks suggested it would be beforehand. Went from struggling around forty frames to a stable sixty without dropping settings much at all in most of the newer titles I personally tested afterward.

My power supply is rated 450 watts and it handled a similar upgrade without any trouble. Still, look up what the card maker recommends for the exact model you buy, don't just assume. Also check that your power supply has the right plugs for the card.

For used cards, I ran GPU-Z on mine before paying, in the shop, on the seller's own PC. It shows what the card really is, so nobody can pass off a cheaper model as a better one. It can't prove the card wasn't mined on, so I also ran a game for 20 minutes and watched for heat. Ask for a shop warranty slip, even a handwritten one.

I moved from a 1650 to an RX 6600 last year and it stayed close to your budget. Newer games run at 1080p and around 60 fps for me with medium to high settings, no big stutter.